Save As You Earn Account


  • No ledger/maintenance fee.
  • Tax free interest.
  • Several contract periods to choose from.
  • Flexibility to operate more than one contract simultaneously.
  • Rolling over of mature contracts.
  • Easy monthly payments.
  • Available to employed and self-employed individuals.
  • Allows for premature payments for emergencies.

Types of accounts

  • Personal account; for an individual.
  • Joint account; for 2 or 3 people.
  • Group account; for 4 or more people.
  • Trust account; for a company or legally constituted body.
  • Children account; for a child below 18 years of age.

Mode of Contribution

  • Employed/salaried customers: check-off system or standing order.
  • Self-employed customers: Cash/Cheque deposit at any branch.
  • Both employed and self-employed can deposit into SAYE account via M-pesa using Postbank Pay bill No200999.


  • Original and copy of national ID or passport.
  • Duly completed SAYE application form.
  • Minimum monthly contribution of 500/=